Fundusze pożyczkowe szansą finansowania sektora MSP w kryzysie

Abstract

The article introduces loan funds, which deliver capitals to micro, small and medium sized enterprises, even in period of crisis and limited possibilities of financing from alternative sources. In this way they contribute to a formation and a development of economic subjects and stimulate the employment growth also. Loan funds fulfill a gap of financing, which banks can not or do not want fill up. In aim of showing a meaning of loan funds were presented effects of their activity for SME sector in last years. Afterwards, the guarantee funds role was showed, which stimulate giving loans and credits.