Innowacje finansowe w bankach

Abstract

The paper presents the issue of broadly defined financial innovations. They include 4 kinds of innovations - connected with products, processes, organization and marketing. The motivations for innovative activities may be external (mainly: market, regulations, demand and technology) or internal. The paper discusses those types of innovations and their determinants. The potential outcomes of introducing innovations and barriers are also pointed out. The paper also presents the proposed model of financial innovations management.