Ubezpieczenie społeczne oparte na pracy?

Abstract

The connection between social insurance and labour has got many aspects, i.a. social risks covered by social insurance involve the lack of ability to work. Nowadays the social insurance is financed thanks to redistribution of part of work revenues (of both employee and employer). This mechanism is going to be less effective in the XXI century. Lower contribution to social insurance funds may be caused by a diminishing demand for certain occupations, evasion from pay-roll taxes, mainly through alternative form of employment or gaps in periods of employment. Such tendencies arise under influence of globalization and technical development which increase the value of work within sectors of new technologies and decrease the value of work in sectors absorbing such technologies. The problems caused by demography and state of public finance make the expenditures excessive and unmatched to the incomes of social insurance fund. Concluding, there are uncertain prospects for social insurance while the connection to labour will rest unchanged. Further existence of pension insurance depends on its rationalization. It is needed to create additional financial solutions supporting financial stability of social insurance, probably not based on connection with labour any more.