Wyznaczanie składki netto na podstawie próby dla różnych rozkładów wielkości szkód w ubezpieczeniach komunikacyjnych

Abstract

In the insurance theory a lot of methods of the net premium setting can be found. In the paper chosen theoretical methods of the net premiums setting in property insurance are presented. The influence of the damage size distribution on the size of the net premiums in community insurance estimated by different methods has been examined. Three size distributions of the damage size have been considered: the Pareto distribution, the logarithmic-normal distribution and the gamma distribution