Annales. Etyka w życiu gospodarczym 2019, vol. 22 nr 3
http://hdl.handle.net/11089/31151
Annales. Etics in Economic Life 2019, vol. 22 No.32024-03-29T01:34:26ZMisselling jako nadużywanie zaufania klienta na rynku finansowym
http://hdl.handle.net/11089/36026
Misselling jako nadużywanie zaufania klienta na rynku finansowym
Paduszyńska, Marta
The amendment to the act on competition and consumer protection, in force since 17 April 2016, introduced a ban on the so-called ‘misselling’ as a new type of practice that violates collective consumer interests. The sale of products that are not suited to the needs of clients is a frequent reason for complaints to courts and institutions of consumer protection. Thus, it has a negative impact on clients' trust in financial market entities, because it exposes them to unnecessary risk and generates additional service costs. The financial services market is a type of market that has a significant impact on its customers. The source of threats may be the fact that financial institutions operate in an area of increased risk with a relatively low share of equity, and also, they rely on the funds entrusted to them by clients. The aim of this paper is to identify the phenomenon of misselling, explain the reasons for which it is undesirable from the point of view of consumer protection, and present solutions for its reduction. The paper is based on a review, analysis, and synthesis of selected publications (domestic and foreign) which are important from the point of view of the topic. Moreover, the paper includes an analysis of secondary data from official documents and reports of financial market entities.
2019-09-30T00:00:00ZEkonomiczne i etyczne aspekty rozwoju ChRL w latach 1949–2018
http://hdl.handle.net/11089/36027
Ekonomiczne i etyczne aspekty rozwoju ChRL w latach 1949–2018
Przybyciński, Tomasz
Economic as well as ethical aspects of development are of great importance. In the last few decades, the People’s Republic of China (PRC) has tried to overcome economic backwardness. Under the leadership of the Communist Party of China, a socialist market economy and socialism with Chinese characteristics were officially promoted. However, priority was given to market reforms and very fast economic growth while the ethical aspects of the PRC’s development were neglected. That is why the PRC must face important development challenges.
2019-09-30T00:00:00ZEtyczne aspekty zróżnicowania dochodów
http://hdl.handle.net/11089/36028
Etyczne aspekty zróżnicowania dochodów
Wyżnikiewicz, Bohdan
Personal income differentiation (inequality) is widely observed. Various historical and cultural factors are responsible for this phenomenon. In the longer run, these factors lead to a log-normal distribution of income with country-specific parameters. Ethical aspects of income differentiation are discussed in this paper. The starting point for the discussion is a diagnosis of income differentiation in Poland and European Union countries based on statistical data. Another discussed issue is ethical dilemmas resulting from income inequalities. Special attention is paid to the relationship between income differentiation and economic growth. The ethical aspects of the ratio between lower and upper income in corporations are also discussed. The conclusion is that income differentiation and its change may influence economic growth in different ways. Extremely high income differentiation may lead to negative effects and is ethically doubtful.
2019-09-30T00:00:00ZEtyczne aspekty personalizowania treści w środowisku cyfrowym
http://hdl.handle.net/11089/36025
Etyczne aspekty personalizowania treści w środowisku cyfrowym
Modrzejewska, Monika
Nowadays, the Internet fulfils multiple functions: it supplies us with information and entertainment, and it is sometimes all the social life we have. Typing any phrase into Google – the most popular Internet search engine – will give you thousands of answers in just a second. However trivial or important the question is, Google will come up with numerous search results. Internet users hardly ever stop to think how a content search list works and how the choice of what they see on their computer screen has been made for them. Hardly anybody knows that entering the same words in the search engine will bring different search results for different users. For every person browsing Google, the search engine will return expert interviews, press articles, scientific publications, etc. – but the answer to the search question will be biased, and can differ substantially for different users. What is at work here is the web personalization mechanism, which involves changes in the Google Search Algorithm depending on the place, time, and other circumstances of the question asked, as well as any past searches of the user. The same mechanism can be observed in Facebook’s news feed, which only serves us selective information. In the end, we all end up closed in a filter bubble. At the end of the day, in exchange for user-friendly Internet and our unyielding faith in technology, we pay the ultimate price – our freedom.
2019-09-30T00:00:00Z